Towards Profitability: A Profit-Sensitive Multinomial Logistic Regression for Credit Scoring in Peer-to-Peer Lending.
Yan WangXuelei Sherry NiXiao HuangPublished in: FTC (1) (2022)
Keyphrases
- credit scoring
- peer to peer
- multinomial logistic regression
- multi class
- logistic regression
- credit card
- support vector machine svm
- information entropy
- data mining technology
- generalization bounds
- data mining
- decision making
- artificial neural networks
- loss function
- learning theory
- generalization ability
- factor analysis
- model selection
- classification accuracy
- pairwise
- neural network