Identification of credit risk based on cluster analysis of account behaviours.
Maha BakobenTony BellottiNiall M. AdamsPublished in: J. Oper. Res. Soc. (2020)
Keyphrases
- cluster analysis
- credit risk
- credit risk evaluation
- categorical data
- risk analysis
- credit scoring
- evaluation method
- hierarchical latent class models
- factor analysis
- clustering method
- data clustering
- fuzzy clustering
- k means
- clustering algorithm
- data mining techniques
- data analysis
- fraud detection
- data mining
- commercial banks
- unsupervised learning
- clustering analysis
- financial data
- data sets
- decision making
- object recognition
- exchange rate