Research on borrower's credit classification of P2P network loan based on LightGBM algorithm.
Sen ZhangYuping HuZhuoyi TanPublished in: Int. J. Embed. Syst. (2019)
Keyphrases
- preprocessing
- cost function
- detection algorithm
- support vector machine svm
- computational complexity
- classification algorithm
- accuracy rate
- dynamic programming
- feature extraction
- learning algorithm
- objective function
- classification scheme
- search space
- k means
- social networks
- probabilistic model
- expectation maximization
- peer to peer
- machine learning
- text classification
- simulated annealing
- np hard
- feature space
- decision trees
- classification method
- feature selection
- neural network
- nearest neighbour
- credit scoring