Applications of classification trees to consumer credit scoring methods in commercial banks.
Xiu LiWeiyun YingJianyong TuoBing LiWenhuang LiuPublished in: SMC (5) (2004)
Keyphrases
- classification trees
- commercial banks
- scoring methods
- credit risk
- logistic regression
- risk management
- decision trees
- credit scoring
- comparative evaluation
- training data
- credit card
- inductive learning
- regression trees
- marketing strategies
- training set
- data sets
- random forests
- risk analysis
- learning algorithm
- artificial intelligence
- risk assessment
- association rules
- random forest
- classification models
- classification accuracy