A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm.
Yi JiangYan ChenZhimin ZengXiangjian HePublished in: CIT (2008)
Keyphrases
- simulated annealing algorithm
- commercial banks
- decision trees
- simulated annealing
- credit risk
- electronic commerce
- banking industry
- search algorithm
- credit scoring
- credit card
- test data generation
- evaluation method
- genetic algorithm
- logistic regression
- marketing strategies
- premature convergence
- customer satisfaction
- risk management
- decision tree algorithm
- banking services
- neural network
- solution quality
- particle swarm optimization pso
- machine learning algorithms
- naive bayes
- evolutionary algorithm
- artificial neural networks
- machine learning