A novel ensemble method for credit scoring: Adaption of different imbalance ratios.
Hongliang HeWenyu ZhangShuai ZhangPublished in: Expert Syst. Appl. (2018)
Keyphrases
- credit scoring
- ensemble methods
- logistic regression
- decision trees
- prediction accuracy
- random forests
- benchmark datasets
- random forest
- support vector machine svm
- base classifiers
- machine learning methods
- ensemble learning
- class distribution
- credit card
- data mining technology
- information entropy
- ensemble classifier
- naive bayes
- machine learning
- data mining
- genetic algorithm
- pairwise
- factor analysis