Profit-sensitive machine learning classification with explanations in credit risk: The case of small businesses in peer-to-peer lending.
Miller Janny Ariza-GarzónJavier ArroyoMaría Jesús Segovia-VargasAntonio CaparriniPublished in: Electron. Commer. Res. Appl. (2024)
Keyphrases
- machine learning
- credit risk
- peer to peer
- machine learning methods
- decision trees
- pattern recognition
- support vector machine
- text classification
- feature selection
- support vector machine svm
- small businesses
- credit risk evaluation
- classification accuracy
- decision making
- evaluation method
- learning algorithm
- active learning
- feature extraction
- data mining
- commercial banks
- rural areas