How Does the Urgency of Borrowing in Text Messages Affect Loan Defaults? Evidence from P2P Loans in China.
Hong LiuMingkang YuanMeiling ZhouPublished in: Secur. Commun. Networks (2021)
Keyphrases
- text messages
- credit scoring
- peer to peer
- logistic regression
- hong kong
- empirical evidence
- support vector machine svm
- neural network
- file sharing
- decision trees
- resource discovery
- default theories
- overlay network
- small world
- evidential reasoning
- data sets
- scalable distributed
- risk analysis
- credit card
- default reasoning
- risk assessment
- belief functions
- decision support system
- decision makers
- knowledge representation
- metadata